Check If You Qualify

Write off up to 81% of your unsecured debt

Our trusted UK experts could help you take back control today.

  • Write off debts over £7,000
  • Stop interest & charges soaring
  • Reduce payments to an affordable amount
🔒 Safe, secure & confidential

Check If You Qualify

Free 60-second check. No obligation.

✓Write off debts over £7,000
✓Stop interest and charges soaring
✓Reduce monthly payments to an affordable amount

Real People, Real Relief

Trusted by thousands across the UK

★★★★★

"Amazing, has taken the worry out of my life. I can move forward being able to rebuild my future."

— James, Manchester
★★★★★

"The team were kind, no judgement. They cut my monthly payments by more than half."

— Sarah, Leeds

How It Works

Debt help in 3 simple steps

1

Quick online check

Tell us about your debts in under 60 seconds. No credit check, no obligation.

2

Free expert advice

A friendly UK advisor will call to explore the best solution for your situation.

3

Start fresh

Write off eligible debt, stop interest, and pay one affordable monthly amount.

Live Debt Calculator

See how much you could write off

Enter your debts below — your results update instantly.

Let's say you owe..

Total amount owed:£0.00

After an IVA

65%
debt written off
IVA Payments
£110
per month

Monthly payments are based on individual financial circumstances

Check If You Qualify

Example based on typical UK IVA cases. Repayment calculated using income and expenditure data. Monthly payments and write-off percentages are based on individual circumstances.

Real Example

Before IVA vs After IVA

Example based on a customer who owed £20,000 in unsecured debt.

Before IVA

Drowning in debt

£20,000
total unsecured debt
  • ❌ Paying £650+ / month
  • ❌ Interest & charges piling up
  • ❌ Multiple creditors calling
  • ❌ Stress, sleepless nights
  • ❌ Debt-free in 5+ years
→
After IVA

Back in control

£110/mo
65% written off — only £7,000 to pay
  • ✅ One affordable monthly payment
  • ✅ Interest & charges frozen
  • ✅ Creditor calls stopped
  • ✅ Legally protected
  • ✅ Debt-free in 5 years

Example case completed in 2023. Repayment calculated using income and expenditure data. Monthly payments and write-off percentages are based on individual circumstances.

Check If You Qualify

60-Second Check

Check If You Qualify

Tell us a few details and we'll see what debt solutions you could be eligible for.

FAQs

Common questions answered

Will this affect my credit score?

Most formal debt solutions are recorded on your credit file for up to 6 years, but for many people the relief from unmanageable debt outweighs this impact.

How much debt do I need to qualify?

Solutions typically apply when you owe a meaningful amount in unsecured debt to one or more creditors. The check above will help us assess your situation.

Is this service free?

Initial advice is completely free. Fees may apply if you choose to enter a debt solution — we explain everything before you commit.

What debts can be included?

Credit cards, loans, overdrafts, store cards, council tax arrears, and most other unsecured debts.

How quickly will you contact me?

A UK debt advisor will typically reach out within one working day after you submit the form.

Take the first step today

Free, confidential and no obligation. Speak to a friendly UK expert.

Check If You Qualify

Takes less than 60 seconds.